Corefy review: products, technology and pricing (2026)

Corefy is a payment orchestration platform that lets merchants and payment companies connect to hundreds of payment providers through one integration, route traffic with a visual rules editor and cascade failed payments to a second provider. It began in 2018 as PayCore.io, serves both merchants and payment service providers, and is one of the few vendors in its field to publish plan tiers and dated monthly release notes.

For readers new to the model, our guide to payment orchestration explains why merchants place a layer above their providers, and cashier vs payment orchestration covers where Corefy's checkout fits.

At a glance

The company's own pages give two dates for the rename from PayCore.io: January 2020 in the About timeline and 10 February 2021 in the announcement post. We report both and rely on neither.

How the platform works

Corefy sits between a merchant and its payment providers. The merchant integrates with Corefy once, then switches providers and methods on or off from a dashboard. When a customer pays, Corefy picks a route using rules, sends the request to the chosen provider and, if it fails, can try another without asking the customer to re-enter details.

Rules are drawn in a no-code visual editor made of three node types. Condition nodes decide which transactions a flow covers, using attributes such as BIN, country, currency, amount, merchant or custom fields. Action nodes decide how traffic is shared. Route nodes name the providers and methods. Distribution strategies include priority, balance-based, weighted and turnover-cap, plus an "Optimal" mode that is described as picking the route predicted to convert best, with a fallback. Cascading groups retry failed transactions across defined route groups under a retry policy and limits, and recurring token cascading retries stored tokens across providers for subscriptions. Rules keep version history and can be exported as JSON, which helps move them between test and live environments. Corefy publishes no measured uplift for these features. Our explainer on routing, cascading and retries covers the concepts.

On security, Corefy says it operates as a PCI DSS Level 1 payment infrastructure, runs on AWS across multiple availability zones with cell-based isolation, replaces card data with reusable tokens, and can keep card data in a dedicated vault. See payment vaults and tokenisation explained. The page does not link an attestation document.

Products

Payments, checkout and payouts

The Checkout page offers four routes: a Corefy-hosted page that customers are redirected to, an embedded checkout inside the merchant's site or app, payment links and QR codes, and a self-hosted option that uses Corefy's logic behind the merchant's own front end. It covers one-time, recurring, saved-card, one-click and link payments, 3D Secure and non-3DS flows, card verification and delayed capture. Wallets listed include Apple Pay, Google Pay and Amazon Pay. For more on 3DS, see 3D Secure explained. Payouts include batch payouts, and the home page cites 250+ payout methods.

Management tools

Reconciliations, a merchant portal and merchant management (for payment companies onboarding their own merchants), analytics, currency conversion and chargeback management are listed on the home page. See chargebacks explained for the general process. A Security Advisor that scores risks in the dashboard was added in October 2026, according to the monthly updates.

White-label and payment bridge

Corefy also sells a white-label gateway and a "payment bridge" aimed at payment companies; the pricing page mentions a white-label package as an on-demand item for higher tiers. We did not open those product pages, so this review does not describe them further.

Developer experience and integrations

The documentation introduction frames the product for two audiences. Merchants get payments, payouts, integrations and a dashboard, while payment institutions get a merchant portal, custom reporting and security features. Sidebar topics include architecture, test payments, a test connector, creating and managing API keys with IP allow-lists, webhooks with signature verification and rate limits, and a Hosted Fields SDK. The home page also points to a quick start, an API reference, connector guides and SDKs. We did not open the API reference itself, so endpoint details are not covered. The monthly updates also mention a platform API for scheme lists and routing lists, a BIN lookup endpoint and bulk reconciliation requests of up to 50 transaction IDs, which suggests an actively extended API.

Payment methods, currencies and coverage

The connectors catalogue showed 662 connectors, 1,428 routes and 41+ features on the day we opened it, and filters by flows, payment methods, payout methods, currencies and features. The home page also cites a larger "1200+ payment providers in network" figure elsewhere, which does not match the catalogue, so we use the catalogue number. The Checkout page says 800+ methods are available, including Apple Pay, Google Pay, Amazon Pay, Klarna, Skrill, Wise, PhonePe and Trustly. The catalogue descriptions mention cards, wallets, bank transfers, ACH, direct debit, UPI, prepaid virtual cards, cryptocurrency and POS. The company lists industries including gambling and iGaming, forex, crypto, fintech, SaaS, e-commerce, travel and marketplaces. Its iGaming page describes deposit routing, soft-decline retries, failover and batch withdrawals, but does not describe a separate cashier product. Explore wider context via alternative payment methods explained.

Pricing model

Corefy publishes plan tiers. Exact monthly fees for Standard and Professional are not shown, and Enterprise is tailored.

The calculator on the pricing page shows overage rates of EUR 0.06 per transaction for the Standard 10,000 to 30,000 bands and EUR 0.02 for the Professional 100,000 to 1,000,000 bands, with "special offer" outside those ranges. Customer success levels called Premier and Turnkey add 20 per cent and 30 per cent of the monthly invoice, while the standard level is included. Plans can be paid monthly or annually with no long-term commitment, per the page on 3 November 2026. Provider fees are separate.

Recent launches

Corefy releases notes monthly. Items below are taken from its monthly updates page, checked 3 November 2026.

Regulation in brief

Corefy's security and compliance page states PCI DSS Level 1 status and describes its GDPR position as aligned, but does not state any financial licence or regulatory registration. It presents itself as an orchestration and control layer above gateways and providers. Licences relevant to a payment therefore belong to the underlying providers; see how to check a financial licence.

Who it tends to suit

Corefy is commonly used by merchants that want to compare many providers from one control panel, and by payment companies that need a merchant portal or white-label layer. Published tiers and transaction allowances may help smaller teams estimate costs before a sales call. Gambling, forex and crypto are among the sectors the company lists with dedicated pages. Merchants wanting a specific cashier workflow should test the hosted page. Compare it with BridgerPay in BridgerPay vs Corefy, or look at Akurateco and Primer. More vendors are in the gateways hub.